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BMO InvestorLine: Smart Investing Begins With a Regular Routine

TORONTO, ONTARIO--(Marketwire - Sept. 21, 2012) - With many "sell in May and go away" investors coming back into the market at the end of the summer, BMO InvestorLine encourages investors to get back into their investing routines.

"Making the right investment choices takes careful planning and thoughtful actions, something that takes time to develop,' said Cesar Rainusso, Vice President, BMO InvestorLine. "Consider establishing a schedule for your investments and managing your portfolio. Adopting simple daily, monthly and annual practices and habits can play a key role in achieving financial success. Investors can also consider BMO InvestorLine's adviceDirect, a new service that can help investors get back into the swing of things by providing personalized investment recommendations and portfolio advice."

BMO InvestorLine offers tips to help investors adopt smart investing habits throughout the year:

Do It Daily:

  • Read the financial news: Set aside a regular time in the day to read the financial news. Choose publications that give you a clear idea of how the market is performing and focus on particular investments that are of interest to you.
  • Write it down: Jot down notes on what happened in the market, your perspective and if you made any adjustments to your portfolio that day. Over time, your entries may reveal patterns and provide you with helpful insight.

Monthly or Quarterly Review:

  • Reflect and react periodically: Evaluate your investments on a monthly or quarterly basis and help you decide if they are performing and if adjustments need to be made. More frequent assessments are generally discouraged; you may be tempted to make changes based on short-term fluctuations in your investment values.
  • Look at the big picture: Review how all of your investments are doing - not just your retirement accounts or your stock holdings - to get an indication of overall performance. Gains in one holding might be offset by declines in another, so be sure to examine your entire portfolio.
  • Measure your success: Pick appropriate yardsticks to measure the performance of your investments. For example, choose benchmark indexes that track the returns of your own investments.

Keep track: Record the status of your investments. Collecting information will enable you to learn from your successes - and mistakes - and help you manage your portfolio in the future.

Annual Check-Up:

  • Get in order: Take the time to do a thorough review of your portfolio and investing strategies. If you need a reminder, tie it to another annual task such as preparing your income taxes, spring cleaning or end-of-year organizing.
  • Detailed review: Study your daily notes and tracking, and analyze your successes/failures throughout the year. Your findings may help you determine the effectiveness of your investment strategy and where improvements can be made in the year ahead.

For more information on online investing, please visit

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About BMO InvestorLine

BMO InvestorLine is an online investing service that provides clients with two ways to invest online. Clients can choose from BMO InvestorLine's top ranked Self-Directed service that provides tools to help investors make independent decisions on how to invest. BMO InvestorLine's other service, adviceDirect™ provides investors with online advice and investment recommendations for their portfolios.

Media Contacts:
Rachael McKay, Toronto

Valerie Doucet, Montreal

Laurie Grant, Vancouver