News Releases

Media Advisory BMO Financial Group to Announce Fourth Quarter Results

BMO Financial Group will announce its fourth quarter financial results and hold its investor community conference call on Tuesday, November 23, 2004.

· Investor Community Conference Call

- Time: 2:00pm EST

- The conference call will be available in a listen-only mode:

- via telephone at : 1 (888) 789-0089 or (416) 695-9753 (Toronto area)

- via the Internet at: www.bmo.com/investorrelations

· Presentation material referenced during the conference call will be available at www.bmo.com/investorrelations

· Conference Call Rebroadcast

- A rebroadcast of the investor community presentations will be available until midnight, Tuesday, December 7, 2004, by calling 1 (888) 742-2491 or (416) 695-5292 and entering passcode 3484#.

- The webcast will be available at www.bmo.com/investorrelations until Monday, February 21, 2005.

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