News Releases

- Five of six Canadians said there were no surprises on their January credit card statement - their balance was what they expected.

- Two-thirds (67 per cent) said they would pay off their January credit card balance in full.

- Reducing overall household debt is number-one priority for Canadians in 2012.

- Men will carry a higher credit card balance into February than women.

However, economic uncertainty and slow job growth may restrain consumers.

- Most Canadians say 'I love you' with candy, flowers or jewellery.

- The love struck may be dining in this Valentine's Day.

- Saskatchewanians most romantic Canadians or just biggest spenders?

Funds Will Support Purchase of Medical Equipment for Growing Day Surgery Program

- Industry leaders from 28 countries and six continents will attend one of the largest metals and mining investor conferences in the world

- Emerging markets are a key driver of commodity prices

- Precious metals including gold and platinum to see strong 2012

BMO offers tips and advice on next steps for pre-approved house hunters

Bank partners with Kids and Company, a national quality day care provider, to provide emergency Back-up Child Care for employees with children.

- Studies consistently show the inability to balance work and family is linked to reduced work performance, greater stress, poor morale and higher employee turnover.

- Only 20 per cent of young Canadian children today have access to a regulated day care space; long waiting lists are the rule in most communities.

- An estimated 45% of working parents miss at least one day of work every six months due to child care breakdowns.

- Canadians spend an average of 10 per cent of disposable income on food

- With heightened retail competition, consumers are likely to face somewhat lower food costs in 2012

- BMO study finds 86 per cent of consumers believe, despite recent price increases, it is important to purchase food products made in Canada

Canadian couples not discussing key retirement planning details

- More than half of Canadian couples have not discussed their desired retirement lifestyle, when or where to retire or the amount of money they'll need

- Almost one-third do not have detailed insight into how much their partner has saved for retirement

- For Canadian couples retirement planning is more stressful than Valentine's Day

Join BMO's Tina Di Vito for a Live Online Discussion and Q&A at theglobeandmail.com

- The majority worried about more market turmoil in the year ahead; unsure of where to invest in the meantime

- Seven in ten Canadians believe fixed income investments play important role in protecting against market volatility

- Safe investment options, such as GICs and bonds, provide protection amid uncertain market conditions

Leading auto expert Maryann Keller to offer insights into the road ahead

- Social media experts and small business owners to participate in discussion and Q&A on opportunities for business owners to grow their businesses using social media

- BMO's Doug Porter to speak about opportunities and challenges in the current economic environment and the implications for small business owners

- BMO accounted for almost half of all Canadian ETF growth in 2011

- BMO ETFs also ranked #1 in customer loyalty

- Success attributed to products that responded to investor needs during volatile times

- Key drivers included income focused and low volatility ETFs

- Online investing can provide greater flexibility, convenience and control

- More than one-third of Canadians either currently trade online or are considering doing so

- Brokerages such as BMO InvestorLine offer access to a wide variety of resources and investments, including ETFs, Mutual Funds, GICs and Bonds

- BMO InvestorLine awarded Top bank-owned online broker from The Globe and Mail in 2008, 2009 and 2011

"Open For Business" with $10 billion in additional credit

- Dairy industry annually contributes $15.2 billion in economic benefits and employs 215,000 Canadians

- Each year the average Canadian drinks 95 litres of milk

- Agricultural sector employs one in eight jobs directly and accounts for approximately eight per cent of Canada's total Gross Domestic Product

Canadians will see familiar "BMO" on the Indianapolis Skyline

- New BMO branch represents a $2.8 million investment into the community

- BMO boosts credit to Canadian businesses by $10 billion

- Branch offers customers extended banking hours, including Saturdays and Sundays

- Grand Opening celebration features, giveaways and a raffle for a chance to win one of two Apple iPads

- 2 per cent rate on 1 year GIC available on any new BMO RRSP contributions

- In volatile market conditions, BMO recommends Canadians seek out safe, short term investment options to park their savings

- Renovated historic branch offers customers a full-service BMO Nesbitt Burns office and extended banking hours, including Saturdays

- BMO boosts credit to Canadian businesses by $10 billion - money available to companies in Kitchener-Waterloo to help grow their operations

- A $5,000 donation will be presented to The Family & Children's Services of the Waterloo Region Foundation

- Canadians place much higher importance on salary and job flexibility than a good pension plan when evaluating job opportunities

- More than half do not know what their ideal workplace pension would look like

- Half of working Canadians have already had five or more employers; 20 per cent expect to have worked for 10 or more employers over their careers

- Including Boxing Day purchases, Canadians who shopped this holiday season spent an average of $1029 over the holiday season - approximately $300 less than planned

- Most Canadians indicated that holiday spending will not keep them from meeting financial obligations or goals in 2012

- Reducing overall household debt number one priority for Canadians heading into 2012

BMO Retirement Institute to Hold Conference Call on Tuesday, January 31st at 11:30 am ET to Brief Media on New Pension Report

- Moderate activity, stable prices anticipated through 2013

- Low interest rates should hold affordability in check allowing household income to catch up with prices

- Currently strong sales in Alberta, Saskatchewan, Newfoundland & Labrador, as well as in Toronto, Montreal, Winnipeg, Halifax and Ottawa

- Previously red-hot Vancouver softening

- BMO advises homeowners to choose a 25 year amortization

- Donation supports the new "Our World: BMO Sustainability Gallery" part of Science World's Bridging the Science Gap capital campaign

- Ceremony at BMO Power of Blue Day, all BMO customers received free admission when they showed their BMO debit or credit card

- New screening tools, access to Morningstar reports and enhanced site layout will help investors make better mutual fund investing decisions

- BMO InvestorLine awarded Top bank-owned online broker from The Globe and Mail in 2008, 2009 and 2011

Key fiscal 2011 financial results and measures under IFRS, compared with amounts previously reported for fiscal 2011 under Canadian generally accepted accounting principles

- Reported net income of $3,114 million, compared with $3,266 million

- Adjusted net income(1) of $3,275 million, compared with $3,281 million

- Reported diluted EPS of $4.84, compared with $5.26

- Adjusted diluted EPS(1) of $5.10, compared with $5.29

- Reported ROE of 15.1%, compared with 15.3%

- Adjusted ROE(1) of 16.0%, compared with 15.3%

- New screening tools, access to Morningstar reports and enhanced site layout will help investors make better mutual fund investing decisions

- BMO InvestorLine awarded Top bank-owned online broker from The Globe and Mail in 2008, 2009 and 2011